How Local Law Shapes The Terms
These terms govern the account you create with us, the wallet methods you use, and the way we confirm access before a withdrawal. When a name on DANA, OVO, GoPay, or QRIS details does not match the account, we may pause the request until the records
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line up. That protects your balance and helps us answer disputes with a clear audit trail. Where a local rule differs from these terms, the local rule applies first, and access is available only where local law permits. If you use a shared phone, a borrowed
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laptop, or a public network, you are still responsible for actions taken after sign-in until you log out. We ask you to keep your profile current and read any change notice we send before the next login.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.